About Us

How We’re Different

We know you have a choice.

People often think that since insurance is something that they have to have, they can treat it as a commodity and base their decisions solely on rates. They go to a few local agents to get quotes and settle for the cheapest of the bunch, thinking that all insurance agencies are the same, and that it doesn’t make a difference which one they choose.

Everyone needs insurance.

If you own an automobile, you have to have it.
If you own a home, you’re going to need it.
If you own a farm, you need to be covered.

Grain Belt is the Difference

Grain Belt Insurance is the difference.

We’re more than one.
Our multiple alliance companies offer you the very best value for your money.

We’re never satisfied.
We proactively audit your service to ensure you’re getting the value you deserve.

We advocate for you.
We work together with adjusters to get the most out of your insurance claims.

We’re always improving.
Our list of carriers is always changing based on what is best for our customers.

At the end of the day, it’s not just about lower rates.
It’s about who your agent is and what they can do for you.

Our philosophy is proactive.

On a daily basis, we actively seek ways to save you money and ensure that you are treated fairly by your insurance company.

We monitor our renewals daily. We compare this year’s rate to the previous year’s rate. If we notice that your rate has gone up more than is customary, we take a closer look at your policy to find out why it’s so much higher. If we think we can get you a better rate with another company, we’ll reach out to you and let you know.

We care more. We do more.

For instance, if your carrier takes adverse action on your policy because of a few weather-related claims, as your agent, we will go to bat for you with them. We let them know that we don’t agree that these claims out of your control warrant the action, and that they are going to lose your business if we can’t work something out.

Or, if you think that you’re not being reimbursed enough for a vehicle being totaled, we go out and search for the value of the vehicle ourselves. We check all the value guides and research similar vehicles currently for sale. Then we go back to the adjuster and tell him that we will not settle for anything less than the value of the vehicle. Sometimes this requires going over their head to a supervisor or manager to get this issue resolved.

Let us help you get the right insurance for your needs.

Request a call.

Would you like to speak to one of our agents over the phone? Just submit your details and we’ll be in touch shortly.